ProRisk’s Commercial Motor Fleet Insurance is specifically designed for businesses that have fleets consisting of 15 plus vehicles and is proudly backed by HDI Global Specialty SE – Australia (HDI).

Whether your commercial motor fleet consists of sedan fleets, light goods carrying fleets or mixed fleets, we can help. Mixed fleets can include sedans, vans, utes, 4WDs, goods carrying vehicles and some plants across a range of industries and businesses, from SME to large corporates, including:

  • Manufacturing
  • Traffic management
  • Transport - subject to referral (ultra or short haul)
  • Construction - light vehicles only
  • Electrical and plumbing trades
  • Retail trade
  • Wholesale trade
  • Health care


ProRisk’s commercial motor fleet policy features and benefits include:

  • Towing
  • Emergency repairs up to $2500
  • Keys and locks ($5000)
  • Choice of repairer
  • $30,000,000 legal liability
  • Newly acquired vehicle (60 days)
  • Novated leases
  • Driver’s personal property ($2000)
  • No fault excess
  • Finance payout (25%)
  • New vehicle replacement (2 years)
  • Choice of repairer
  • Excess free windscreen claims (vehicles under 3.5 tonne)
  • Upon acquisition and/or deletion basis or Annual adjustment basis (50% rate adjustment at the end of the policy period)
  • Optional hire car following accident cover available (upon request)


Get in touch today with our motor fleet specialists to discuss your Commercial Motor Fleet requirements