ProRisk’s Healthcare Professionals Civil Liability Insurance policy is specifically designed to meet the needs of the broad range of healthcare professionals and their staff, who may not be entitled to cover from the five national medical indemnity insurers.

Australia has a large, diverse health workforce that includes a variety of professions, many of which are regulated by the Australian Health Practitioner Regulation Agency (AHPRA). Australia is renowned for its world class healthcare.

With limits of up to $20m Professional Indemnity and $20m Public & Products Liability, plus reinstatements, our new Healthcare Professionals Civil Liability wording is available for:

  • AHPRA regulated healthcare professionals, such as Chinese medicine, nurses, occupational therapists, optometrists, osteopaths, pharmacies, physiotherapists, podiatrists and psychologists.
  • Non-AHPRA regulated healthcare professionals, such as acupuncturists, audiologists, counsellors, dietitians, life coaches, masseurs, naturopaths, nutritionists, personal trainers and yoga instructors.
  • Beauty therapists, such as aromatherapists, hairdressers, nail and beauty salons, laser clinics, spas and saunas.
  • Medical establishments, such as GP clinics, Aboriginal health clinics, community health clinics and specialists.
  • Educational institutions and research organisations, such as schools, universities, technical colleges, day care centres and youth camps.
    More occupations available online.


Get a quote on ProBind today.

* This product is made up of two documents the Policy Wording and the GTC’s (General Terms and Conditions). They must be read in conjunction with each other and together form the contract of insurance along with the Policy Schedule, which is issued at the policy inception.