Management Liability was traditionally a product designed to cover the specific management exposures of a small to medium sized private company. But most small businesses aren’t structured as a private company. This has left a huge part of the Australian small business landscape uninsured or underinsured.

Until now, their options for purchasing Management Liability insurance have been limited. ProRisk have developed the Sole Traders & Partnerships policy to address the uninsured exposures of businesses structured as sole traders or partnerships.

With limits of liability up to $2 million and premiums starting as low as $300 plus tax and charges, our Sole Traders & Partnerships Management Liability policy is available for:

• Cafes and restaurants
• Farms, agriculture and primary industries
• Trades, including plumbers, builders, motor mechanics, shopfitters
• Retails businesses such as florists, dress shops, shoe makers, dry cleaners, bakeries
• Professional services such as lawyers, accountants, architects and engineers
• Medical professionals such as psychologists, chiropractors, dentists
• Beauty therapists, such as hairdressers, nail and beauty salons
• Real estate businesses
• Administrative and support services, such as book keepers, secretarial services or graphic designers
• Cleaning and maintenance businesses
  Many more occupations available online.

* This product is made up of two documents the Policy Wording and the GTC’s (General Terms and Conditions). They must be read in conjunction with each other and together form the contract of insurance along with the Policy Schedule, which is issued at the policy inception.